Step 1

STEP 1 - CONTRACTING (Licensed Agents begin here)

Print the following documents:

CARRIER CONTRACTING PACKET
[Do not print this document if your manager sent you the DocuSign]

CARRIER CONTRACTING CHECKLIST

Carrier Contracting Process

Carrier Contracting Packet via DocuSign
- Complete the Packet via DocuSign and be sure to include the attachments listed on the first page checklist.
- Be sure to complete the AML and E&O Insurance. This info is provided in the DocuSign email that you received as well as at the bottom of this web page.
- Download a copy of the completed PDF from DocuSign and make sure your "digital signatures" are on the document and you have the digital certificate from DocuSign.
- Email the PDF to your Manager.
SureLC/Surancebay Emails
- You will receive the SureLC/Surancebay emails within 2-4 days of submitting the DocuSigned PDF to your Manager.
- SureLC/Surancebay is the online system we use to transmit your contracting info to each carrier.
- You will receive several emails from Nick Theodore as an invitation to contract with our carriers and answer carrier specific questions for background purposes.
- Make sure you open each email and complete the required information.

****TIP - Start Selling Now!****

You can start writing business as soon as you complete the Surancebay emails referenced above.
You do NOT need writing numbers from the carriers to submit business in most states.
Review the pre-appointment states with your manager.

FAQ / Common Questions When Completing Your SureLLC/Sureancebay Emails

Commissions should be paid DAILY.
You should be paid ADVANCED commissions (not AS EARNED)
Who orders paramedical exams? "Agent"
Who is my beneficiary: This is required so that if you die before commissions are paid, the commissions will be paid to your beneficiary. Enter your Spouse or another family member.
Are you submitting new business or a new application? "NO"
Name of Primary Final Expense Carrier? "CFG"
How much business do you plan on submitting? $25,000 to $200,000 (you decide!)
Will you be selling LTC (long-term care) Rider? "NO"

REG-ED Anti-Money Laundering (AML) certificate.

Equis Financial REQUIRES Anti Money Laundering. We must have the RegEd AML only, no other AML will be accepted even if obtained recently. This is a free course for you, to get this deal you MUST use this link.
https://secure.reged.com/Login/vu/VirtualUniversity/EQUIS
Select Opt out of CE credits option, this AML Course cannot be applied towards CE credits. Upon completing the course take a screenshot and upload to your Contracting Profile.
CLICK HERE for a sample AML Certificate
Click here to watch a step by step video of how to access the RegEd AML training course if you are having trouble accessing it.

Errors & Omissions Insurance (E&O)

E&O is a professional liability policy and is required by some of our insurance carriers.
Click here to access discounted E&O through 360 CoveragePros.
Newly licensed agents should pay $59.17 to get coverage activated and then $34.17 monthly starting 30 days after initial payment.

This training website is designed to equip and empower you to have a fast start in the mortgage protection industry. The information and tools on this site will prepare you to "DO" the job. As your managers, we are here to help you take these tools and resources to show you "HOW" to be successful in your very first week here with The Theodore Group. Under each tab, you will find a brief message explaining what to do to maximize your learning potential and develop the skills needed for success.